EXECUTIVE SUMMARY
The objective of this report delves into the comprehensive exploration of the Corporate Social Development (CSR) activities undertaken by the Rural Reconstruction Foundation (RRF), a prominent non-governmental organization (NGO) in Bangladesh. The study focuses on key initiatives such as the Barnamala Vidyapeeth Pre-School and Barnamala Bidyapith (Formal Education), the Community Healthcare Program, the Microfinance Program, and the Senior Citizen Welfare Program, shedding light on their impact and contribution to Corporate Social Development.
The Barnamala Vidyapeeth Pre-School and Barnamala Bidyapith demonstrate RRF’s commitment to fostering education in rural areas. The report evaluates the effectiveness of these programs in providing quality formal education and preschool facilities to underprivileged communities, emphasizing their role in promoting sustainable development.
The Community Healthcare Program of RRF is assessed for its impact on enhancing healthcare accessibility in rural regions. The report examines the outreach, healthcare services provided, and the overall contribution of this program towards promoting health and well-being within the targeted communities.
The Microfinance Program of RRF is a key component of their CSR strategy, aiming to empower local entrepreneurs and small businesses. This report investigates the effectiveness of the microfinance initiatives, evaluating their impact on economic development and poverty alleviation.
Lastly, the Senior Citizen Welfare Program is analyzed for its role in addressing the needs and concerns of the elderly population. The report assesses the various support services and initiatives undertaken by RRF to enhance the quality of life for senior citizens in the communities they serve.
Throughout the report, emphasis is placed on the alignment of these CSR activities with RRF’s mission and values, as well as their overall contribution to sustainable development in Bangladesh. By examining the multifaceted nature of RRF’s initiatives, this report aims to provide insights into the organization’s CSR practices, fostering a deeper understanding of their impact on the communities they serve and contributing to the broader discourse on responsible and sustainable development.
ACRONYMS
RRF: Rural Reconstruction Foundation
CSR: Corporate Social Development
CRR: Cumulative Recovery Rate
CDD: Communication & Documentation Division
CCTS: Christ Church Trade School
DSS: District Social Welfare
CDF: Credit Development Forum
DPE: Directorate of Primary Education
DPHE: Department of Public Health Engineering
IFAD: International Fund for Agricultural Development
IM: Institute of Microfinance
IDCOL: Infrastructure for Development Company Limited
IFMRCA: International Federation of Rural Catholic Adults
MMM: Make Mothers Matter
MRA: Microcredit Regulatory Authority
NGO: Non-Government Organization
PKSF: Palli Karma-Sahayak Foundation
SWOT: Strengths, Weaknesses, Opportunities, and Threats
SEIP: Skills for Employee Investment Program
TARC: Training and Resource Centre
UNDP: United Nations Development Program
UPP: Ultra-Poor Program PAR: Portfolio at Risk
VDG: Vunerable Development Group
WEP: World Food Program
CHAPTER ONE
INTRODUCTION
1.1 Introduction
The Rural Reconstruction Foundation (RRF) is a non-government organization based in Jashore, Bangladesh that works towards improving the socio-economic conditions of rural communities in the country. As an intern with RRF, I had the opportunity to work closely with the organization and gain firsthand experience in the implementation of its Corporate Social Development (CSR) initiatives.
During my internship, I learned about RRF’s various programs aimed at addressing critical social and environmental issues in rural communities. These programs range from providing access to education, healthcare, and livelihood improvement, to environmental protection and conservation, disaster preparedness and response, and empowering women and children. Through my involvement in the organization’s day-to-day operations, I was able to gain a deeper understanding of the importance of CSR on rural communities and the role that RRF plays in promoting sustainable development.
In this report, I will provide an overview of my internship experience at RRF, including my observations and insights on the organization’s CSR initiatives and their importance to the communities they serve.
1.2 Objectives of the study
The objectives of the report are:
- Highlight the various programs and activities implemented by RRF as part of its CSR efforts, and the impact they have on the rural communities they serve.
- The challenges faced by organizations like RRF in implementing CSR programs.
- Share my personal experience and observations during my internship with RRF, and highlight the skills and knowledge I have gained through my involvement with the organization.
Ultimately, the objective of this report is to provide a comprehensive understanding of RRF’s CSR initiatives and to showcase the potential for organizations to make a positive contribution through Corporate Social Development.
1.3 Description of the Internship site in short
Rural Reconstruction Foundation (RRF) is a non-governmental, non-profit, non-political, and non-sectarian voluntary development organization that focuses on socioeconomic, technical and vocational, sustainable livelihood and food security, agriculture, environmental and climate change, health, education, cultural, and human development, among other things.
As an intern at the Rural Reconstruction Foundation (RRF), I had the opportunity to participate in a variety of activities, such as microfinance, health, education, agricultural program, and other Socio-Economic Programs.
During my internship with RRF, I engaged in a variety of social service activities both within and outside of Jashore City. Rural Reconstruction Foundation (RRF) also runs certain financing programs, one of which is Microfinance, to help raise funds for these social activities.
The Rural Reconstruction Foundation’s (RRF) working region spans four Bangladeshi divisions: Khulna, Dhaka, Rajshahi, and Mymensingh. I am unable to work in all 170 of the Rural Reorganization Foundation’s (RRF) branches because I am unable to work in all of them. So, in partnership with the main branch of the Rural Reconstruction Foundation, I joined the Head Office (RRF) at Jashore.
1.4 Methodology of the report
The usual manner of methodology has been given below:
The observation method includes human or mechanical observation of what people do or what events take place during a buying or consumption situation. Information is collected by observing the process at work. Observation methods are typically used in cases where it is necessary to avoid the type of mistakes that can take place in interview methods or ‘bias’ as a result of evaluation and interpretation procedures on the part of the workers, or when, in future workplace design, no people are yet on hand for the deliberate jobs.
Most of the data in this study are collected from the observation method. To conduct this study, I have to visit different programs of RRF and collect information from the project supervisor and staff.
1.4.2 Document/Content analysis:
Content Analysis may be an investigative strategy for analyzing documents and discussion artifacts, which may well be written in several groups, pictures, sound, or video. Social researchers utilize substance fabric assessment to watch designs in communication in a replicable and efficient way. One of the key focal points of the utilization of substance examination to analyze social marvels is its non-invasive nature; it differentiates from recreating social encounters or amassing overview answers. To carry out this study and collect information, various documents RRF such as financial statements, Auditor Reports, etc. have needed to be analyzed.
This is a descriptive type of report. To complete this report, I used both primary and secondary sources data.
1.4.3 Primary data:
Primary data is derived from practical work, visiting the projects of RRF, and communicating & interacting with many staffs and clients of RRF.
1.4.4 Secondary data:
- Annual reports of Rural Reconstruction Foundation
- Different publications of the Rural Reconstruction Foundation
- Official website of the Rural Reconstruction Foundation
- Internet
CHAPTER TWO
PROFILE OF RURAL RECONSTRUCTION FOUNDATION
2.1 Introduction
Rural Reconstruction Foundation is a non-government organization established to promote economic liberation among the rural people of Bangladesh. Since its establishment in 1982, it has played a vital role in social and economic development in Bangladesh. It has achieved a milestone in poverty alleviation, promoting equity, and developing the living standard of the people living in rural areas of Bangladesh. Like other NGOs, it has so many branches working to establish economic stability among rural people. At present, it has 170 branches covering 22 districts in Bangladesh. Actualizing, overseeing, and observing all programs (a total of 29 programs) attempted by the organization add up to the number of 1,858 devoted, effective, and talented center workers who are working with their best endeavors. In this section, the background of RRF will be discussed briefly including its history, vision and mission, departments, and so on (FOUNDATION, 2023).
2.2 History
RRF could be a philanthropic organization, working for the inclined individuals within the demos to extend a supporting hand with see to develop the human being physically, rationally, socially, and profoundly with the significant needs via alleviating the destitution of Bangladesh. Rural Reconstruction Foundation is the acronym of RRF. It could be a non-governmental, nonprofitable, non-political, and non-sectarian intentional improvement organization which was built up on Walk 20, 1982 pointing at promoting socio-economic liberation of the underneath advantaged within the southwestern portion of Bangladesh. It was established by Mr. Philip Biswas and Mrs. Rita P. Biswas of Jashore. The arrangement of RRF is based on the acceptance of the verse of the Sacred Gospel “Adore Your Neighbor as Thyself” which aims for a fair society that put each man or lady independent to race, color, caste, and confidence might have evenhanded offers of sources and right within the community. RRF emphatically trusts an “All-encompassing Approach” for the genuine advancement of the neighborhood through human’s lively participatory framework in arranging, choice making, usage, etc. With this clear vision, RRF has been working with each province and city underneath favored for their socioeconomic liberation with a bundle of programs (FOUNDATION, 2023).
2.3 Strategy of the Organization
The strategy of the organization is based on the principles of equity, trust, dignity, solidarity, and comprehensive community participation, as well as inter-sectorial collaboration efforts combining preventive, primitive, and rehabilitative measures.
2.4 Approach
RRF unequivocally trusts on “Holistic Advancement Approach” for the veritable advancement of the community through individual dynamic cooperation in arranging, and choice making and to grant concrete shape to the concept of people’s dynamic interest, RRF has been embracing a nondirective participatory advancement approach in its working methodology. With this clearer understanding, RRF has been working with both provincial and urban underprivileged for their socio-economic liberation with a bundle of programs.
2.5 Vision, Mission and Goal
2.5.1 Vision
RRF conceives Bangladesh society to be financially profitable and impartial, socially fair, natural sound, and equitable (Biwas, 2023).
2.5.2 Mission
The commitment of RRF is based on the comprehensive improvement of underprivileged men, ladies, adolescents, and children towards setting up a gracious society with full popular government, freedom, uniformity, equity, peace, and solidarity (Biwas, 2023).
2.5.3 Goal
The goal of the organization is creation basic mindfulness among the planning community individuals approximately the existing socio-economic substances, the root causes of their destitution, and its arrangements by overhauling their socio-economic status through expanding respect and self-reliance (Biwas, 2023).
2.6 Long -term objectives
- Achievement of socio-economic liberation of underprivileged individuals.
- Foundation of a fair society where everyone will appreciate breaking even with Rights and an impartial share of assets.
- Achievement of feasible improvement of communities, programs & as well as of the organization itself.
2.7 Short -term objectives
- Creation of mindfulness among accomplice individuals and organizing them into self-help groups.
- Fortify & advance advancement of the destitute masses through little scale salary raising activities.
- Conduct formal & non-formal schools for the children, uneducated grown-ups, and feeder schools for the non-school going & drop out children.
- Give essential well-being care administrations.
- Give preparing & credit back administrations for wage raising exercises.
2.8 Target participants
- Landless Laborers
- Negligible agriculturists
- Down and out men and ladies
- Children, Young People, and the Elderly
- In-your-face destitute (Biwas, 2023)
2.9 Sectors of specializations
- Micro-credit Management
- Technical and Vocational Training
- Sustainable Aquaculture, Floriculture Development
- Agricultural Value Chain Development
- Organizational Management Development
- Sustainable Livelihood & Food Security
- Comprehensive Development
- Cultural and Human Development
- Non-Formal Education
- School Feeding
- Disaster Management
- Children’s Sponsorship
- ICT (FOUNDATION, 2023)
Source: http://www.rrf–bd.org/aboutrrf/
CHAPTER THREE
FINDINGS/RESULTS
3.1 Introduction
Rural Reconstruction Foundation is a non-profit organization that was set established on 20 March 1982 with a point to advance the socio-economic liberation of underprivileged men, ladies, children, and adolescents within the Southwestern portion of the nation in Bangladesh. Since its establishment, it has performed so many social-economic activities just to improve the worst condition of the poor and achieved huge success in this field. Now, with 41 years of experience, it has become one of the largest NGOs in Bangladesh.
The social-economic activities of RRF include microfinance, education, health and senior citizen welfare program. During my internship at RRF, I worked on several activities and achieved practical knowledge about those activities.
During my internship period at RRF, I gathered practical knowledge from theoretical concepts. I visited many programs and gained knowledge about their activities and try to find out their contribution to Corporate Social Development. Generally, I focused on the Socio-Economic Development of RRF and try to find out the challenges faced by the organizations like RRF in implementing their CSR programs (Biwas, 2023).
3.2 Brief Introduction of the Branch
I interned at Rural Reconstruction Foundation RRF Bhaban, C&B Road Karbala, Jashore-7400, Bangladesh, which is a non-governmental, non-profit, voluntary development organization that was established on 20 March 1982 aiming to promote socio-economic emancipation of the underprivileged men, women, children and youths in the southwestern part of the country.
3.3 Starting and Ending date of my internship
I started my internship at Rural Reconstruction Foundation on 5th November 2023 till on 5th February 2024. My internship duration was approximately three months.
3.4 Internship Positions, Duties, and Responsibility
During my internship as an intern, my responsibility was to observe the activities of RRF. I visited many projects of RRF such as Corporate Social Development, skill training, socio-economic development programs, etc. Deputy Director Md. Mokbul Ahmed and Supervisor at RRF Mrs. Sumaiya ma’am helped me from starting to ending period of my internship period by observing and collecting information. My visited activities are given below:
Date | Time | Visited Place | Activities | Description |
2nd week of November | 9.00 am- 5.00 pm | Rural Reconstruction Foundation (Head Office) | Introduction Part | First day of my internship the Deputy Director MD. Mokbul Ahmed of the organization described the mission, vision, goal, short-term, long-term objectives, and strategy of their organization to us. |
3rd week of November | 9.00 am- 5.00 pm | Rural Reconstruction Foundation (Head Office) | Planning, Meeting, and Review Section | On this day, my supervisor at RRF Mrs. Sumaiya Ma’am gave me the internship program exercises and isolated plan. |
4th week of November | 9.00 am- 5.00 pm | Rural Reconstruction Foundation (Head Office) | Project Briefing | Now Rural Reconstruction Foundation has 29 projects which are divided into ten sectors like Education, Health, Livelihood & Food Security, Socio-Economic, Capacity Building, Agricultural etc. My supervisor shortly explains these projects and selected the time and date when I will visit these places. |
1st week of December | 9.00 -5.00 | Small | Automobile Industry at Chachra | Visited small Automobile Industry | This institution aims to provide the poor underprivileged and less educated young people giving technical training so that they become resourceful through a process of transformation from non-skill hands. The project manager Sheik Mahmudur Rahman said that the main training institute for an automobile in the southern part of the country is under Rural Reconstruction Foundation. Automobile Engineer Diprosish Majumder Rahman presented automobile parts such as a wheel balancing machine, Tire changer Machine, AC service machines, ATF Exchanger and cleaner, Two Post Lift, Car body repair system etc. |
2nd week of December | 9.00 am- 5.00 pm | Barnamala Vidyapeeth (Pre- School) | CSR Programs | The Barnamala Vidyapeeth Pre-school program was established in 1999. Barnamala Vidyapeeth Pre-school program is a part of RRF’s education initiative that aims to provide access to education to underprivileged children. The program is specifically designed for children aged between 4-6 years, who come from low-income families and live in rural areas. They have 50 pre-school centers in the Jashore district of Bangladesh |
3rd week of December | 9.00 am- 5.00 pm | Barnamala Bidyapith (Formal Education) | CSR Programs | Barnamala Bidyapith is a pre-primary and primary-level education program that follows the national curriculum of Bangladesh. The program provides formal education to children aged between 5 to 10 years, preparing them for further education. The program has a total of 7 schools, where 5,000 students are enrolled. The program operates in three regions of Bangladesh: formal education in the Jashore, Jhenidha, and Meherpur districts since 2001. |
4th week of December | 9.00 am- 5.00 pm | Senior Citizen Welfare Program at Jashore, Dhormotola | CSR Programs | The Senior Citizen Welfare Program of RRF is aimed at providing support to elderly people who are vulnerable, isolated, or in need of assistance in their daily lives. The program offers a range of services and activities that are designed to improve the physical and mental health, social interaction, and quality of life of senior citizens. |
2nd week of January | 9.00 am-5.00 pm | Flower cultivation program at Gotkhali. | The agricultural program, and training, provide highquality seed | The agriculture program of RRF is an important initiative that is making a significant contribution to sustainable development and Corporate Social Development in Bangladesh. By promoting sustainable agriculture |
3rd week of January | and financial support. | practices, providing financial support and technical assistance to small farmers, and improving their livelihoods and incomes, RRF is helping to build resilient and sustainable communities that are better equipped to deal with the challenges of the future. |
Table 1: Visited Activities of RRF Projects for Nine weeks
3.5 Focus on specific area
“Exploring the Corporate Social Development Activities of RRF (Rural Reconstruction Foundation) NGO in Bangladesh”
During my internship period, I observed the following projects of the Rural Reconstruction Foundation in person and collect detailed information which is as follows:
- Barnamala Vidyapeeth Pre-School of RRF and Barnamala Bidyapith (Formal Education)
- Community healthcare program of RRF
- Microfinance Program of RRF and their contribution to Corporate Social Development
- Senior Citizen Welfare Program
3.6 Barnamala Vidyapeeth pre-school of RRF
Barnamala Vidyapeeth Pre-School is one of the notable projects of RRF, which has made a significant contribution to the Corporate Social Development of the organization. The pre-school provides education to underprivileged children in rural areas, who cannot afford to attend regular schools due to various reasons. In this section, we will discuss the Barnamala Vidyapeeth Pre- School program and its contribution to CSR (Fundation, 2023).
3.6.1 Overview of the Barnamala Vidyapeeth pre-school program
Barnamala Vidyapeeth Pre-School program is a part of RRF’s education initiative that aims to provide access to education to underprivileged children. The program is specifically designed for children aged between 4-6 years, who come from low-income families and live in rural areas. The program provides a holistic learning environment to children, where they can learn and develop their social, cognitive, and physical skills. The pre-school program includes academic subjects, such as language, mathematics, science, and social studies, as well as extracurricular activities, such as art, music, and physical education.
The pre-school program is implemented in several phases. In the first phase, the RRF team identifies the underprivileged children in the target areas and provides them with free pre-school education. The pre-school program is provided in local community centers, which are converted into pre-schools. The community centers are equipped with basic infrastructure, such as classrooms, toilets, and a playground.
In the second phase, RRF provides training to pre-school teachers. The training includes a curriculum that is designed to develop the skills and abilities of the children. The training also includes teaching methodologies, classroom management, and child psychology. The teachers are trained to create a quality learning environment that is safe, engaging, and interactive for the children.
3.6.2 Contribution to Corporate Social Development
The Barnamala Vidyapeeth Pre-School program has made a significant contribution to the CSR of RRF. The pre-school program has provided access to education to underprivileged children who otherwise would have no opportunity to attend school. The program has contributed to the improvement of the social and economic conditions of the rural AASWQl communities where it is implemented.
The pre-school program has also contributed to the empowerment of women. The pre-school teachers are predominantly women from the local communities. The program has provided employment opportunities for women who otherwise would have no access to formal employment. The employment of women has contributed to the improvement of their economic status and social status.
The pre-school program has also contributed to the overall development of the children. The program provides a holistic learning environment that enables children to develop their cognitive, social, and physical skills. The program prepares the children for formal schooling and enables them to compete with other children in mainstream schools. The pre-school program has also contributed to the reduction of the school dropout rate in the target areas.
The program has also contributed to the development of the local community. The pre-school program is implemented in local community centers, which are converted into pre-schools. The program has contributed to the improvement of the infrastructure in the community centers, which can also be used for other community events. The program has also contributed to the improvement of the social fabric of the community, as it brings people together for a common cause.
The Barnamala Vidyapeeth Pre-School program of RRF has made a significant contribution to the CSR of the organization. The program has provided access to education to underprivileged children in rural areas, and it has contributed to the overall development of the children. The program has also contributed to the empowerment of women and the development of the local community. The program has helped RRF to fulfill its Corporate Social Development and has contributed to the sustainable development of society.
3.6.3 Highlights
- Since 2015, we are promoting Pre-school
- 06 Upazillas in 03 Districts (Meherpur, Jashore, and Jhenidha)
- 558 Students in the 2022-23 Fiscal Years
- 24 Pre-school they have
- 31 Teachers teach the student
- RRF microfinance Program supports this program (Fundation, 2023)
Source: https://home.rrf-bd.org/education/
3.7 Barnamala Vidyapeeth ( Formal Education)
Barnamala Bidyapith is a formal education program established by RRF that aims to provide quality education to underprivileged children living in rural areas of Bangladesh. The program is designed to create opportunities for children to receive a formal education, with an emphasis on girls’ education, to improve the literacy rate in the region. This report discusses the contributions of Barnamala Bidyapith to RRF’s Corporate Social Development (CSR) activities.
3.7.1 The objectives of this program
As a society, RRF has both moral and social obligations to ensure that all children in Bangladesh are equipped to become high-quality citizens who are fully capable, creative, responsible, morally sound, and grounded in values that contribute to the emergence of strong social capital. By fulfilling this obligation, we can help drive the comprehensive development of our country and ensure that future generations have the tools they need to succeed.
3.7.2 Contribution to Corporate Social Development
Barnamala Bidyapith contributes significantly to RRF’s CSR activities by improving the education level of underprivileged children in rural areas. The program helps reduce poverty by providing education to children who otherwise would not have had access to education. The program focuses on girls’ education, which is crucial to creating gender equality and reducing gender disparities in education.
Barnamala Bidyapith also helps to reduce child labor in rural areas by providing an alternative to child labor. The program is designed to provide free education and support to children, which helps reduce the financial burden on their families and reduces the need for children to work to contribute to their family’s income.
The program also supports the United Nations Sustainable Development Goals (SDGs) by promoting quality education, reducing poverty, and creating gender equality. Barnamala Bidyapith contributes to achieving SDG 1 (No Poverty), SDG 4 (Quality Education), and SDG 5 (Gender Equality).
In conclusion, Barnamala Bidyapith is an important program established by RRF that helps to provide quality education to underprivileged children in rural areas. The program is contributing significantly to RRF’s CSR activities by promoting quality education, reducing poverty, and creating gender equality. The program helps reduce child labor and provides an alternative for children to receive education and support. The program has been successful in achieving its goals of improving the literacy rate in the region and creating a brighter future for children.
3.7.3 Highlights
- From 2001 Schools Start running formal education.
- 1257 Students are studying in the 2022-23 Fiscal Year.
- Total enrollment is about 35700 so far.
- 07 Schools (1girls school) are running in 03 Districts (Jashore, Jhenidha, and Meherpur)
- 87 Teachers and Service Staff are working in School
- Schools have registration from Education Ministry and Jashore Education Board
- Own Finance (RRF, 2023)
- Source: https://home.rrf-bd.org/education/
3.8 Community healthcare program of RRF
The Community Healthcare Program of the Rural Reconstruction Foundation (RRF) is a significant initiative that is aimed at improving the health and well-being of people living in rural areas of Bangladesh. The program is a key component of RRF’s Corporate Social Development (CSR) initiatives, and it aims to provide quality healthcare services to underserved communities. In this report, we will examine the Community Healthcare Program of RRF and its contribution to the organization’s CSR initiatives.
3.8.1 Background of the community healthcare program
The Community Healthcare Program of RRF was established in 2005 to provide quality healthcare services to people living in rural areas of Bangladesh. The program focuses on maternal and child health, family planning, and disease prevention and control. The program provides healthcare services through a network of community health workers and mobile clinics, which helps to reach underserved communities (RRF, COMMUNITY HEALTHCARE PROGRAM, 2023).
3.8.2 Contribution to Corporate Social Development
The Community Healthcare Program of RRF is an important part of the organization’s CSR initiatives. The program has a positive impact on the communities it serves by providing access to quality healthcare services, improving health outcomes, and promoting sustainable development.
Improved access to quality healthcare service:
The Community Healthcare Program of RRF provides access to quality healthcare services to underserved communities in rural areas. The program employs a network of community health workers who provide healthcare services at the grassroots level. The program also provides healthcare services through mobile clinics that reach remote and underserved areas. By providing access to quality healthcare services, the program helps to improve the health outcomes of rural communities, which is an essential aspect of CSR.
Improved health outcome:
The Community Healthcare Program of RRF has a positive impact on the health outcomes of the communities it serves. The program focuses on maternal and child health, family planning, and disease prevention and control. The program provides essential healthcare services such as immunization, antenatal care, and postnatal care to pregnant women and newborns. The program also provides family planning services, which help to reduce maternal mortality and improve maternal and child health outcomes. By improving health outcomes, the program helps to promote sustainable development and contribute to the long-term well-being of the region.
Promoting sustainable development:
The Community Healthcare Program of RRF promotes sustainable development by addressing the healthcare needs of underserved communities. The program helps to reduce the burden of disease, improve the quality of life, and contribute to the economic well-being of rural communities. By promoting sustainable development, the program contributes to the long-term economic, social, and environmental well-being of the region, which is an essential aspect of CSR.
In conclusion, the Community Healthcare Program of RRF is an important part of the organization’s CSR initiatives. The program provides access to quality healthcare services, improves health outcomes, and promotes sustainable development in rural communities. By investing in community healthcare, RRF is contributing to the long-term well-being of the region and promoting social responsibility. The Community Healthcare Program of RRF is a shining example of the organization’s commitment to promoting sustainable development and improving the lives of underserved communities.
3.8.3 Medicare service
- Satellite Medical Camp by MBBS Doctor
- General Healthcare service by Paramedics
- Specialize in Healthcare services on Eye, Diabetic, Dental, Gyeane related issues.
- School Health Care Service
- Elderly Healthcare services
- Midwifery Training for Rural Women
- Child Doctor Training for School Kids
- Different Day observation i.e. Diabetic day, Hand washing day, Breast Feeding day, etc.
- Blood Grouping
- Health Education for Rural people and school students
- Free Medicine distribution to the older people
- Adolescent Healthcare
- Child Growth Monitoring
- Diabetic and Pregnancy test
- Nebulizing
- Family Planning support
- Circumcision
- Referral Services (RRF, COMMUNITY HEALTHCARE PROGRAM, 2023)
3.8.4 Highlights
- In 2015 Community Healthcare Program started running
- Total 32,960 (FEMALE-23,309, MALE-9,651) FY 2022-23
- 6457 people were served in 103 elderly camps over the years.
- In community 3951 people get healthcare through satellite camp in 144 events.
- 2454 community people provided healthcare education over 167 courtyard sessions.
- General healthcare was provided to 3832 over the years.
- 153 people were served in the 04 diabetic camps.
- In 4 Guyenne camps 130 people were served.
- 754 Adolescent healthcare was provided in 14 events .
- 12740-community people provided Free medicines.
- 579 students attended different campaign on adolescent healthcare and other healthcare campaigns.
- 131 people. Provided midwife training to support and care for women during pregnancy, labor, and birth.
- Blood grouping, pregnancy test, pregnant & lactating mother checkup 704 people were served.
- 492 Sanitary napkins distributed among adolescent and students of the schools.
- 197 people get free health checkup on the celebration of different Day observation i.e Independence Day, Mourning Day etc.
- Financed by RRF (RRF, COMMUNITY HEALTHCARE PROGRAM, 2023)
Source: https://home.rrf-bd.org/health-2/
3.9 Microfinance program of RRF and their Contribution to Corporate Social Development
RRF has been committed to promoting financial inclusion in Bangladesh, especially in rural and impoverished areas. As part of its Corporate Social Development initiatives, RRF has been implementing a Microfinance Program to provide financial services and support to underserved and marginalized communities. This program aims to help people create a sustainable livelihood and overcome poverty by providing them access to small loans and financial services.
3.9.1 The objective of the project
The objective of the project is to facilitate and promote access to credit for underprivileged individuals, reduce poverty, and eliminate scarcity in society.
3.9.2 Overview of the Micro-Finance program
The Microfinance Program of RRF is designed to cater to the needs of those who lack access to formal financial institutions, such as banks and other financial organizations. It enables them to obtain loans and other financial services, which they can use to start small businesses or invest in existing ones. The program provides customized financial solutions to meet the specific needs of clients, including small and micro-entrepreneurs, farmers, and other low-income households.
The Micro-Finance Program is aimed at serving specific groups including:
- Landless peasants
- Marginal farmers
- Destitute men and women and
- Ultra-poor
These individuals often face significant economic challenges, such as limited access to credit, resources, and education. By providing micro-financing to these groups, the program aims to help them establish and grow their businesses, improve their standard of living, and build financial stability.
3.9.2 Type of loan package
JAGORON
Jagoron is a well-suited financial assistance program designed to foster the development of household-based enterprises in both rural and urban areas of Bangladesh. The program actively promotes income-generating activities that involve the participation of entire families, encouraging rural borrowers to engage in entrepreneurial endeavors. As of June 30th, 2023, the outstanding balance of Jagoron was 433,98,33,333 BDT, serving a total of 1,25,520 borrowers. The interest rate for this component is calculated using the Reducing Decline Method and is set at 24%. With its focus on family involvement and entrepreneurial pursuits, Jagoron offers a valuable resource to empower individuals and families in both rural and urban areas to create economic opportunities for themselves and their communities.
BUNIAD
BUNIAD, formerly known as the Microfinance for Ultra-Poor Program (UPP), is a microfinance initiative supported by the Palli Karma-Sahayak Foundation (PKSF). The program aims to provide flexible forms of microfinance procedures and activities, such as income-generating activities, skill development, education, health, and livelihood support to ultra-poor individuals. As of June 2023, BUNIAD has provided loans amounting to 14,75,05,238 BDT, serving a total of 9,866 ultra-poor borrowers. The interest rate for BUNIAD is set at 20%, calculated using the Reducing Decline Method. By offering tailored financial assistance and other support services, BUNIAD aims to improve the lives and economic prospects of ultra-poor individuals in Bangladesh, helping them break the cycle of poverty and achieve financial stability.
AGROSOR
AGROSOR is an initiative that aims to offer financial services to progressive members of the RRF through alternative loan programs, facilitating larger economic ventures that require substantial amounts of capital. As of now, AGROSOR has 57,250 borrowers, whose total loan outstanding amounts to 868,10,03,128 BDT. The interest rate for this program is 24%, calculated using the Reducing Decline Method. With a focus on providing access to capital for those who may not have traditional avenues for securing it, AGROSOR offers a valuable resource for entrepreneurs and businesses seeking to grow and expand their operations.
SUFOLON
SUFOLON is a comprehensive microfinance program that includes a synchronized agriculture lending initiative promoted by RRF, aimed at facilitating various Income Generating Activities (IGAs). These activities include crop cultivation and processing, livestock rearing, fisheries, agro-forestry, and agro-processing. The loan offered under SUFOLON is charged at an interest rate of 24% using the declining method. According to the June 2023 report, the total outstanding balance of this program component amounts to 60,88,83,682 BDT and number of borrowers are 24,156. By providing a wide range of financial services and support, SUFOLON has the potential to empower individuals and communities in both rural and urban areas of Bangladesh, creating opportunities for economic growth and development that can benefit society as a whole.
3.9.4 Contribution to Corporate Social Development
RRF’s Microfinance Program is characterized by its strong emphasis on social responsibility, transparency, and sustainability. The program operates in a transparent and accountable manner, with a focus on promoting social inclusion and empowerment. The loans provided by RRF’s Microfinance Program are typically small, but they are made available at a reasonable interest rate, enabling clients to manage their finances more efficiently.
One of the key benefits of RRF’s Microfinance Program is that it helps people become financially self-sufficient. By providing access to credit, the program enables clients to invest in small businesses and earn a steady income. This, in turn, helps them improve their economic situation and contributes to the overall development of the communities they live in.
Additionally, the program helps clients develop their skills in business management, financial planning, and other important areas that can help them succeed in their businesses.
RRF’s Microfinance Program also supports women’s empowerment in the communities it serves. The program provides loans to women who are often excluded from traditional financial services, enabling them to start small businesses and generate income for their families. This helps to reduce gender inequalities and promote women’s economic empowerment in the long run.
Furthermore, RRF’s Microfinance Program contributes to the development of the rural economy and promotes sustainable development in Bangladesh. The program helps to create jobs and improve living standards in rural areas, reducing the migration of rural people to urban areas in search of better economic opportunities. This helps to strengthen the local economy and create a more sustainable and equitable development process.
In conclusion, RRF’s Microfinance Program is an important part of its Corporate Social Development initiatives. The program has been instrumental in promoting financial inclusion and empowering marginalized communities in Bangladesh. It has contributed significantly to poverty reduction, women’s empowerment, and the sustainable development of rural communities. RRF’s commitment to social responsibility and sustainability through its Microfinance Program is an excellent example of the role that businesses can play in contributing to the overall development of society (RRF, MICROFINANCE PROGRAM, 2023).
3.10 Senior Citizen Welfare program
The Senior Citizen Welfare Program is one of the many initiatives taken by the RRF to improve the lives of people in the community, particularly those who are elderly and in need of care and support. This program is an important part of the Corporate Social Development (CSR) initiatives of RRF, as it reflects the organization’s commitment to the well-being of the community.
The Senior Citizen Welfare Program of RRF is aimed at providing support to elderly people who are vulnerable, isolated, or in need of assistance in their daily lives. The program offers a range of services and activities that are designed to improve the physical and mental health, social interaction, and quality of life of senior citizens.
One of the key objectives of the Senior Citizen Welfare Program is to provide healthcare services to elderly people. RRF has established a healthcare center that provides medical care and treatment to elderly patients who require specialized care. The healthcare center is staffed by qualified doctors and nurses who provide a range of services, including checkups, diagnostic tests, and treatment of common illnesses.
In addition to healthcare services, the Senior Citizen Welfare Program also offers social and recreational activities for elderly people. These activities are designed to promote social interaction, mental and physical stimulation, and a sense of community among the elderly. Some of the activities offered by the program include group outings, cultural events, and educational programs.
Another important aspect of the Senior Citizen Welfare Program is its focus on providing financial assistance to elderly people in need. RRF offers a range of financial assistance programs to elderly people who are struggling to make ends meet. This includes pension schemes, welfare benefits, and emergency financial assistance.
The Senior Citizen Welfare Program of RRF has had a significant impact on the lives of many elderly people in the community. Through its healthcare services, social and recreational activities, and financial assistance programs, the program has improved the quality of life of many senior citizens. It has also helped to create a sense of community and belonging among elderly people who may otherwise be isolated or vulnerable.
The Senior Citizen Welfare Program is an important example of RRF’s commitment to Corporate Social Development. The program reflects the organization’s values and principles, which prioritize the well-being and welfare of the community. By providing support and assistance to elderly people, RRF is helping to create a more equitable and caring society, where people of all ages and backgrounds can thrive and live with dignity.
3.10.1 Key Services Senior citizen welfare program
· The Daily Newspaper and Magazine
· Indoor game events
· Relaxation and sleeping arrangement during the day.
· Special Gift / Aid distribution based on situations.
· Free medicine and Weekly Health Camp by MBBS doctor
· Special Eye Camp
· Daily Snacks
· Yearly Picnic and Sports
· Festival New Cloth distribution
· Big screen Television (RRF, SENIOR CITIZEN WELFARE PROGRAM, 2023)
3.11 Strength, Weakness, Opportunities and Threats (SWOT) Analysis of RRF CSR program
Strengths:
Established Reputation: RRF has built a strong reputation in the NGO sector, which can enhance the credibility of its CSR initiatives.
Expertise in Target Areas: RRF may have specialized knowledge and expertise in specific social or environmental issues, allowing for more effective and focused CSR programs.
Collaborative Partnerships: If RRF has established partnerships with other NGOs, businesses, or governmental organizations, it can leverage these connections to enhance the impact of its CSR efforts.
Dedicated Team: A committed and skilled team can drive the success of CSR programs, ensuring effective implementation and monitoring.
Weaknesses:
Limited Resources: RRF may face financial constraints or limited resources, potentially hindering the scale and scope of its CSR initiatives.
Lack of Visibility: If the NGO lacks visibility or effective communication strategies, it might struggle to garner support from donors, volunteers, and potential partners.
Overdependence on Donors: If RRF heavily relies on a small number of donors, any changes in their funding priorities or financial situations could impact the NGO’s CSR activities.
Bureaucratic Processes: If the NGO has cumbersome decision-making processes, it may face challenges in adapting quickly to changing CSR needs or opportunities.
Opportunities:
Emerging Trends: Identifying and capitalizing on emerging trends in CSR can position RRF as a leader in addressing current social and environmental challenges.
Technology Integration: Leveraging technology for fundraising, communication, and program implementation can enhance efficiency and effectiveness.
Global Partnerships: Exploring partnerships with international organizations or businesses can open up new avenues for funding and collaboration in CSR initiatives.
Legislative Support: Changes in legislation favoring CSR activities can provide opportunities for RRF to align its programs with legal requirements.
Threats:
Economic Downturn: Economic uncertainties and recessions can lead to reduced donations and corporate sponsorships, impacting RRF’s ability to fund CSR programs.
Competitive Landscape: Increased competition for funding and partnerships from other NGOs and entities may pose challenges to RRF’s CSR initiatives.
Public Scrutiny: Negative public perception or scrutiny of RRF’s operations, either due to misinformation or actual mismanagement, could harm its CSR efforts.
Changing Government Policies: Shifts in government policies regarding NGOs and CSR regulations may impact RRF’s operations and funding sources.
3.12 Skill acquired
The internship program is arranged to achieve practical knowledge to cope with this competitive world. It is a compulsory part of the BBA program just to allow a student to enrich their knowledge about the current development in the business field. The student develops some vital skills during this section which are very important in the profession. I am blessed to have an opportunity to work at RRF, one of the finest NGOs in Bangladesh. During that period, I have developed some vital skills which I can utilize in the future. These are as follows:
- Teamwork: The first thing I need to mention is Teamwork. RRF is one of the largest NGOs in Bangladesh which undertakes several projects around 22 districts especially focusing on rural people. These projects are carried out under different supervisors and their staff. I have observed many of these projects and learned how to work as a team.
- Problem-Solving Skills: As RRF has numerous projects focusing on rural development, the activities of these projects are sometimes hindered by many external reasons. During my internship, I learned how to solve problems and achieved specific objectives.
- Communication skill: this is perhaps the most important skill in today’s business world. I have observed several projects of RRF where I have to collect information and work procedures. Throughout this process, my communication skill has become even better.
- Time management: Time management is required in every profession and plays a key role in professional success. During my internship program, sometimes I have multiple programs in a day that I need to complete in time. Furthermore, I have to go to a different place in time to observe different projects. From this, I have taught myself to manage time and be more punctual.
3.13 Attitude gained
RRF is a type of NGO that monitors and evaluates the performance of staff on a routine basis. It strictly follows the standard previously set by the NGO Itself. It believes in teamwork rather than soul performance. There is a segregation of duties at each stage of the Organization. During my internship at RRF, I have gained many values which are mentioned below:
- Honesty: There is a well-known proverb, “Honesty is the Best Policy”. And it is found among the employees of RRF. The Officers and Staffs all follow the noble virtue. I found them trustworthy and hardworking.
- Self-confidence: The internship program is all about gathering practical knowledge and building confidence among the students. During my internship, I have observed many projects of RRF and know how to plan a project and execute them. The practical knowledge that I have gathered helps me to be confident.
- Punctuality: RRF strictly follows the schedule. Every employee has bound to perform their responsibility on time and their performance will be evaluated at a point in time. During my internship at RRF, I have got scheduled a program that I have to visit regularly. So, I have learned how to manage time.
- Hard-working: The employees of RRF restlessly serve its member at the time they need it. Sometimes they need to work for eight hours having a short single break. Sometimes I also have three scheduled programs in a day which makes me even more active and prepare for the future.
3.14 Challenge faced by organization like RRF in implicating CSR program
Corporate Social Development (CSR) has become an integral part of many organizations, including the Rural Reconstruction Foundation (RRF) in Bangladesh. While CSR programs can bring numerous benefits to society and the organization itself, there are also several challenges that organizations like RRF face in implementing them. This report will explore some of these challenges.
- One of the main challenges faced by organizations like RRF in implementing CSR programs is resource constraints. Many organizations, especially those in developing countries, struggle with limited financial and human resources. Implementing CSR programs can be costly and time-consuming, and organizations may not have the necessary funds, staff, or expertise to carry out such initiatives effectively.
- Another challenge is the lack of awareness and understanding of CSR among stakeholders. Many people, including employees, customers, and suppliers, may not fully understand what CSR is or why it is important. This can lead to a lack of support for CSR programs and make it difficult for organizations like RRF to implement them successfully.
- Additionally, the lack of a regulatory framework for CSR can pose a challenge for organizations. While some countries have laws and regulations in place that require businesses to engage in CSR activities, Bangladesh does not have such a framework. This can make it challenging for organizations like RRF to determine which CSR initiatives to pursue and how to measure their impact.
- Moreover, measuring the impact of CSR programs is another challenge. CSR programs are often long-term initiatives, and their impact may not be immediately visible. It can be difficult for organizations like RRF to track and measure the impact of their CSR programs accurately.
- Finally, another significant challenge is the lack of collaboration and coordination among stakeholders. CSR initiatives often require the involvement and support of various stakeholders, including government agencies, non-governmental organizations, and community members. Without proper coordination and collaboration, organizations like RRF may struggle to implement effective CSR programs that truly benefit the community.
In conclusion, while CSR programs have become increasingly popular among organizations like RRF in Bangladesh, they also face several challenges in implementing them. Resource constraints, lack of awareness and understanding of CSR, lack of a regulatory framework, measuring the impact of CSR programs, and lack of collaboration and coordination among stakeholders are some of the significant challenges faced by organizations like RRF in implementing CSR programs. Addressing these challenges requires a collaborative effort from various stakeholders to ensure the successful implementation of CSR programs that truly benefit society.
3.15 Recommendation
Here are some recommendations that can be helpful for RRF to overcome the challenges they face in implementing CSR programs and continue their socio-economic development programs:
- Increased Collaboration: RRF can collaborate with other organizations, government bodies, and local communities to share resources and expertise. This can help them achieve their goals more effectively and efficiently.
- Innovative Financing: RRF can explore innovative financing mechanisms such as impact investing, crowdfunding, and public-private partnerships to raise funds for their CSR initiatives.
- Capacity Building: RRF can invest in capacity-building initiatives for their staff and local communities. This can help them develop the skills and knowledge necessary to effectively implement CSR programs.
- Technology Adoption: RRF can leverage technology to streamline its CSR programs and improve their impact. For example, they can use mobile apps and online platforms to enhance their monitoring and evaluation systems.
- Community Participation: RRF can involve local communities in the design and implementation of their CSR programs. This can help ensure that the programs are culturally appropriate and meet the needs of the communities they serve.
- Advocacy and Policy Reform: RRF can engage in advocacy and policy reform initiatives to create an enabling environment for their CSR programs. This can include advocating for government policies that promote sustainable development and social responsibility.
- Continuous Evaluation: RRF can continuously evaluate the impact of their CSR programs to ensure that they are meeting their intended goals and objectives. This can help them make necessary adjustments and improvements to their programs.
By implementing these recommendations, RRF can continue to overcome the challenges they face in implementing CSR programs and achieve their goals of socio-economic development in Bangladesh.
CHAPTER FOUR
CONCLUSION
In conclusion, the Rural Reconstruction Foundation (RRF) in Bangladesh has made significant contributions to Corporate Social Development (CSR) through a wide range of programs and initiatives aimed at promoting sustainable development, improving the standard of living for marginalized communities, and supporting vulnerable groups. RRF’s commitment to CSR is evident in its mission statement, which emphasizes the importance of social responsibility, ethical business practices, and sustainable development.
Throughout this internship report, I have explored various CSR programs implemented by RRF, including education, healthcare, and poverty alleviation initiatives. These programs have been successful in creating positive impacts on the lives of many people in rural Bangladesh. Furthermore, RRF has also been able to leverage partnerships with other organizations, government agencies, and private sector entities to increase the scale and effectiveness of its programs. Despite its many achievements, RRF still faces significant challenges in implementing its CSR programs, including limited funding and resources, logistical difficulties, and the complex socio-economic context of rural Bangladesh. However, with the right strategies and continued commitment, RRF can continue to make progress toward its goal of sustainable and inclusive development.
In light of the challenges and opportunities presented in this report, we recommend that RRF focus on strengthening partnerships with other organizations and businesses, exploring new funding opportunities, expanding outreach and education programs, and leveraging technology to improve efficiency and effectiveness. These recommendations will help RRF to overcome its challenges and continue its crucial work in promoting CSR and sustainable development in Bangladesh. Overall, RRF’s CSR programs have set a positive example for other organizations to follow, and I hope that this report will inspire others to prioritize social responsibility and sustainable development in their operations.